Anti-Corruption as a Strategic Priority of KDB Bank Uzbekistan

Today, combating corruption is one of the key priorities of public policy in Uzbekistan. The large-scale reforms being implemented, including the active role of the Anti-Corruption Agency of the Republic of Uzbekistan, place significant responsibility on all institutions and organizations.
At KDB Bank Uzbekistan, transparency, integrity, and strong corporate ethics are defined as fundamental principles of our operations.
Systematic Approach Through the Annual Plan
Each year, the Bank develops and approves its Annual Anti-Bribery & Corruption (ABC) Plan. Within this framework:
· Corruption risk assessments are conducted across all departments and divisions;
· Specific mitigation measures are developed based on identified risks;
· Internal control and compliance mechanisms are continuously improved.
The risk assessment process considers each department’s functional responsibilities, decision-making authority, and financial operations. This approach enables early identification and prevention of potential corruption risks.
Employee Awareness and Professional Development
Effective anti-corruption efforts depend largely on employees’ legal awareness and personal responsibility. For this reason, the Bank regularly conducts:
· Internal training sessions;
· Workshops and seminars with external experts;
· Practical case-based discussions.
Newly hired employees are required to complete mandatory training on anti-corruption and compliance culture. Upon completion, knowledge assessments are conducted through testing to evaluate their understanding of the subject.
Cooperation with Government Authorities
In June 2025, KDB Bank Uzbekistan, in cooperation with the Ministry of Digital Technologies of the Republic of Uzbekistan, organized a seminar entitled “The Role of Artificial Intelligence and Digital Technologies in Preventing Corruption.” The event focused on reducing the human factor, automating processes, and enhancing transparency through digital solutions.
In November 2025, in cooperation with the Anti-Corruption Agency of the Republic of Uzbekistan, a dedicated seminar was held for Bank employees. The seminar addressed corruption risk identification, prevention of conflicts of interest, and compliance with current legislation.
Such collaborative initiatives contribute to strengthening professional competencies and fostering a culture aligned with national and international compliance standards.
Zero-Tolerance Policy
The Bank adheres to a strict zero-tolerance policy toward corruption. All employees are required to:
· Comply with corporate ethics standards;
· Disclose conflicts of interest in a timely manner;
· Report any suspicious activities through established procedures.
Combating corruption is not a one-time action but a continuous and evolving process. The measures implemented at KDB Bank Uzbekistan aim to build a transparent, accountable, and ethical corporate environment.
The Bank remains committed to strengthening cooperation with government authorities and partners in promoting integrity and compliance.